Scam Tip Report #97373 - loan scam

Scam ReporterScam Tips Received
Lilburn, GA, United States
2019-10-27 17:56:29
Nigerian/419 Scam
+1 loan scam 
no name
Email Address:
Country of Scam:
United States (US)
This is an loan scam... I also included the full headers. Law enforcement can get them by contacting Scamalot. Please read about the scam below... Probable Origin IP Nigeria ISP: Alfa O and O Ventures Ltd

We give out loans at 3% interest rate no collateral involved i will be able to lend you any amount of money you need, if only you agree on my terms and conditions, 3% interest rate per year with min amount $10,000 and max $ 500,000,000 ( For Business)

Loan Amount:
Contact Phone Number:
Next Of Kin:
Any valid id card:

Await the completed form



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Never use Money Gram, Western Union, Ria to send a fee to strangers. Never buy an i-tunes card, Amazon card steam wallet giftcard(s) or any gift cards to send to scammers.Never use bitcoin and send the wallet / address to scammers. If you do, it is gone for ever. If you must send the money (please do not) When you use money gram, Western Union, the United States is the control of the United States, and even if it is in Africa and you need to transfer to New York. Send the money to a US, UK, Canada, or South Africa bank account only. You could get your money back from below

If you send money to this scammer, please
In the US ...
1.first ... file a police report
2. second ... file a complaint at and include the police report case number near the bottom of the form.
In the UK ...
1.first ... a police report
2. second ... file a complaint at and include the case number of the police report
Follow Ups/Extra Information. Most recent is listed first.
This is a loan scam... I also included the full headers. Law enforcement can get them by contacting Scamalot. Please read about the scam below...
Terms and Conditions
How and when credit will be provided We will provide the credit to you by way of bank transfer. The Amount of Credit will be transferred to you after we have received the signed agreement from you and have completed our verification checks with you.This is to certify the agreement made on this day(28/10/2019) between the loan lenders Mr.Martin Elvis.Of the contact Address:(Perimeter Parkway North Suite 275 Huntsville,AL 35806 United States Phone:+1 2156 665 9640 )And the borrower. Of this contact address below: ( U.K )
Interest rate
Interest will be calculated on a daily basis on the balance of account outstanding which has fallen due but has not been paid commencing on the date we arrange the transfer of the Amount of Credit to you. Interest will be debited to your account each month on the same day of the month as the date payment falls due.
The APR and the total amount payable have been calculated on the assumption that the agreement remains valid for the full term and that we and you fulfill all our obligations to each other under the agreement on the dates specified in the agreement.
The first repayment is payable within 60 days of us transferring the Amount of Credit to you. You must also make monthly payments as detailed in your credit agreement. We will notify you of (a) the date of the first repayment and (b) the date when the monthly installments are to begin at the time we transfer the Amount of Credit to you. Each monthly installment is due and payable on the same day of each consecutive calendar month.
Purpose of a Loan Agreement
The main purpose of a loan contract is to define what the parties involved are agreeing to, what responsibilities each party has and for how long the agreement will last. A loan agreement should be in compliance with state and federal regulations, which will protect both lender and borrower should either side fail to honor the agreement. Terms of the loan contract and which state or federal laws govern the performance obligations required by both parties, will differ depending upon the loan type.
Most loan contracts define clearly how the proceeds will be used. There is no distinction made in law as to the type of loan made for a new home, a car, how to pay off new or old debt, or how binding the terms are. The signed loan contract is proof that the borrower and the lender have a commitment that funds will be used for a specified purpose, how the loan will be paid back and at what amortization rate. If the money is not used for the specified purpose, it should be paid back to the lender immediately.
The witness in which the both parties have agreed to all the terms and conditions governing this loan that was requested by The borrower for the personal and trading in business used. INVESTMENT ONLY with the following terms and conditions with due respect to the section 21 of Decree of the united kingdom 1999 constitution which stipulates that all loan must be insured, You only towards and approval, sanction and transfer against the full loan amount to the borrowers account
Loan Amount needed: £ 350,000.00 Loan Interest Rate: 3.% Loan Term: 6 years
Monthly Loan Payment: £ 5,317.79 Number of Payments: 72
Cumulative Payments: £ 382,880.61 Total Interest Paid: £ 32,880.61
Note: The monthly loan payment was calculated at 71 payments of £ 5,317.79 plus a final payment of £ 5,317.52.
I will be responsible for the registration insurance and approval charges which is the sum of £ 550 the only charges for this transaction.I the borrower will send a copy of the following, international passport/driver's License OR any ID card, The borrower have to sign the document if he/she agree with is and return it back to the loan lender as soon as is true with the agreement.
Other Reasons for Using Loan Agreements
Borrowing money is a huge financial commitment, which is why a formal process is in place to produce positive results on both sides. Most of the terms and conditions are standard fare – amount of money borrowed, interest charged, repayment plan, collateral, late fees, penalties for default – but there are other reasons that loan agreements are useful.
A loan agreement is proof that the money involved was a loan, not a gift. That could become an issue with the IRS.
Loan agreements are especially useful when borrowing or loaning to a family member or friend. They prevent arguments over terms and conditions.
A loan agreement protects both sides if the matter goes to a court. It allows the court to determine whether the conditions and terms are being met.
If the loan includes interest, one side may want to include an amortization table, which spells out how the loan will be paid off over time and how much interest is involved in each payment.
Loan agreements can spell out the exact monthly payment due on a loan. It is safe to say that anytime you borrow or lend money, a legal loan agreement should be part of the process.

Scam Email
Subject: Re:
From: Martin Elvis delivered-to:
received: from ( []) by with SMTPS id x194sor2717970oif.4...
arc-seal: i=1; a=rsa-sha256; t=1572255546; cv=none;; s=arc-20160816; b=gvfC74C6L1s4HjqbpDQgmEeq8uR/eIcJjkTYDErgO6...
arc-message-signature: i=1; a=rsa-sha256; c=relaxed/relaxed;; s=arc-20160816; h=to:subject:message-id:date:from:in-reply-to:referenc...
arc-authentication-results: i=1;; dkim=pass header.s=20161025 header.b=B8EQjKZR; spf=pass ( domain of...
received-spf: pass ( domain of designates as permitted sender) client-ip=;
authentication-results:; dkim=pass header.s=20161025 header.b=B8EQjKZR; spf=pass ( domain of gf.i...
dkim-signature: v=1; a=rsa-sha256; c=relaxed/relaxed;; s=20161025; h=mime-version:references:in-reply-to:from:date:messa...
mime-version: 1.0
references: <> in-reply-to:
date: Mon, 28 Oct 2019 02:36:42 -0700
content-type: multipart/alternative; boundary="0000000000004aa36f0595f545bc"

Falcons-Fan   (Lilburn, GA, United States) Added the following extra information on :2019-11-07 21:14:28
Name Unknown
Email Address:
2156 665 9640

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